{"id":10499,"date":"2024-03-10T16:33:12","date_gmt":"2024-03-10T15:33:12","guid":{"rendered":"https:\/\/froidevaux-immobilier.ch\/?page_id=10499"},"modified":"2024-03-12T18:02:58","modified_gmt":"2024-03-12T17:02:58","slug":"calculateur-hypothecaire","status":"publish","type":"page","link":"https:\/\/froidevaux-immobilier.ch\/en\/calculateur-hypothecaire\/","title":{"rendered":"Calculateur hypoth\u00e9caire"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"10499\" class=\"elementor elementor-10499\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-743bfc5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"743bfc5\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6e856d4 elementor-hidden-mobile\" data-id=\"6e856d4\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-609a4e6 elementor-widget elementor-widget-spacer\" data-id=\"609a4e6\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-845bfa7\" data-id=\"845bfa7\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4fb3278 elementor-widget elementor-widget-text-editor\" data-id=\"4fb3278\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Calculateur d\u2019hypoth\u00e8ques<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ba693a elementor-widget elementor-widget-text-editor\" data-id=\"3ba693a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Calculateur de pr\u00eat hypoth\u00e9caire en ligne, d\u00e9couvrez votre capacit\u00e9 d&rsquo;achat.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-8ad6545 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8ad6545\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2e7ec88\" data-id=\"2e7ec88\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-78c6c64 elementor-widget elementor-widget-text-editor\" data-id=\"78c6c64\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Combien co\u00fbte mon hypoth\u00e8que ?<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e479c53 elementor-widget elementor-widget-text-editor\" data-id=\"e479c53\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Calculer votre capacit\u00e9 financi\u00e8re.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e4a4b2 elementor-widget elementor-widget-text-editor\" data-id=\"7e4a4b2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Avec notre calculateur hypoth\u00e9caire, vous pouvez ais\u00e9ment et rapidement \u00e9valuer si l&rsquo;achat de votre prochain bien immobilier est \u00e0 votre port\u00e9e. Cet outil, simple, rapide et gratuit, est offert en partenariat avec notre partenaire financier, Resolve.<\/p><p>De plus, notre partenaire est l\u00e0 pour vous guider dans la recherche de conditions de financement adapt\u00e9es \u00e0 vos besoins et pour vous proposer un taux hypoth\u00e9caire avantageux. N&rsquo;h\u00e9sitez plus, lancez votre simulation d\u00e8s maintenant ci-dessous.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eb991bf elementor-absolute elementor-widget elementor-widget-image\" data-id=\"eb991bf\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/froidevaux-immobilier.ch\/wp-content\/uploads\/2024\/03\/Planification-finance.png\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1ad1726\" data-id=\"1ad1726\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d89dc7f elementor-widget elementor-widget-spacer\" data-id=\"d89dc7f\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-f6bea3b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f6bea3b\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-297013c\" data-id=\"297013c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2bb8c5d elementor-widget elementor-widget-html\" data-id=\"2bb8c5d\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<iframe src=\"https:\/\/resolve.ch\/fr\/embed\/mortgage-calculator\/?organisationId=7wmjNaNNTBvKAyzXk&primaryColor=%102e4e\" style=\"border:0px #ffffff none;\" name=\"resolve\" scrolling=\"yes\" frameborder=\"1\" marginheight=\"0px\" marginwidth=\"0px\" height=\"900px\" width=\"600px\" allowfullscreen><\/iframe>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-d18ef77 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d18ef77\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5497342\" data-id=\"5497342\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b8873e7 elementor-widget elementor-widget-text-editor\" data-id=\"b8873e7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>Comment obtenir un pr\u00eat hypothecaire ?<\/h2>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7691253 elementor-widget elementor-widget-text-editor\" data-id=\"7691253\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Pour d\u00e9crocher un pr\u00eat hypoth\u00e9caire aupr\u00e8s d&rsquo;une banque ou d&rsquo;un assureur, il est essentiel pour le futur propri\u00e9taire de r\u00e9pondre \u00e0 certains crit\u00e8res fondamentaux. En premier lieu, il doit prendre en consid\u00e9ration le taux d&rsquo;avance, c&rsquo;est-\u00e0-dire le pourcentage du montant total du bien immobilier qu&rsquo;il est pr\u00eat \u00e0 financer lui-m\u00eame, sans recourir au pr\u00eat. De plus, le taux d&rsquo;endettement joue un r\u00f4le crucial ; il s&rsquo;agit du pourcentage de ses revenus mensuels consacr\u00e9s au remboursement de ses dettes, y compris le futur pr\u00eat hypoth\u00e9caire. Les pr\u00eateurs \u00e9valueront ces deux aspects pour d\u00e9terminer leur niveau de risque et d\u00e9cider du montant qu&rsquo;ils sont dispos\u00e9s \u00e0 pr\u00eater. Une fois ces crit\u00e8res \u00e9valu\u00e9s et les documents requis soumis, le processus de demande de pr\u00eat hypoth\u00e9caire peut alors d\u00e9buter, impliquant souvent une analyse approfondie de la solvabilit\u00e9 du demandeur et des garanties \u00e9ventuelles \u00e0 fournir. En somme, obtenir un pr\u00eat hypoth\u00e9caire demande une pr\u00e9paration minutieuse et une compr\u00e9hension claire des crit\u00e8res exig\u00e9s par les pr\u00eateurs.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-a33126d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a33126d\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-75d1297\" data-id=\"75d1297\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-457b6b2 elementor-widget elementor-widget-text-editor\" data-id=\"457b6b2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Comment calculer sa capacit\u00e9 financi\u00e8re ?<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5ccba6 elementor-widget elementor-widget-text-editor\" data-id=\"d5ccba6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h5><strong>Calcul de la capacit\u00e9 financi\u00e8re pour un pr\u00eat immobilier.<\/strong><\/h5><p>Lorsque vous envisagez l&rsquo;achat d&rsquo;une propri\u00e9t\u00e9, il est essentiel d&rsquo;\u00e9valuer votre capacit\u00e9 \u00e0 couvrir les co\u00fbts impliqu\u00e9s. Habituellement, pour acqu\u00e9rir une maison ou un appartement, vous devez \u00eatre en mesure de verser au moins 20 % du prix d&rsquo;achat avec vos propres fonds, tandis que le reste peut \u00eatre financ\u00e9 par un pr\u00eat hypoth\u00e9caire, \u00e9galement appel\u00e9 \u00ab taux d&rsquo;avance \u00bb. Avant d&rsquo;accepter ce taux d&rsquo;avance, les pr\u00eateurs s&rsquo;assurent que vous \u00eates capable de supporter financi\u00e8rement l&rsquo;achat sur le long terme, en vous permettant de couvrir les int\u00e9r\u00eats, l&rsquo;amortissement et les charges li\u00e9s \u00e0 la propri\u00e9t\u00e9.<\/p><p>Facteurs influen\u00e7ant le calcul de la capacit\u00e9 financi\u00e8re Pour d\u00e9terminer si vous pouvez vous permettre la propri\u00e9t\u00e9 de vos r\u00eaves, une r\u00e8gle commune consiste \u00e0 s&rsquo;assurer que le co\u00fbt annuel de la propri\u00e9t\u00e9 ne d\u00e9passe pas 33 % de votre revenu annuel brut. Ainsi, votre revenu joue un r\u00f4le crucial dans le calcul de votre capacit\u00e9 financi\u00e8re.<\/p><p>Quels sont les \u00e9l\u00e9ments pris en compte dans le calcul? Voici un aper\u00e7u des principaux :<\/p><ol><li><p><strong>Int\u00e9r\u00eats hypoth\u00e9caires :<\/strong> Les int\u00e9r\u00eats hypoth\u00e9caires sont calcul\u00e9s en utilisant un taux d&rsquo;int\u00e9r\u00eat nominal, g\u00e9n\u00e9ralement fix\u00e9 \u00e0 5 %, sup\u00e9rieur aux taux actuels du march\u00e9 pour assurer que vous pouvez toujours supporter le pr\u00eat m\u00eame si les taux augmentent.<\/p><\/li><li><p><strong>Amortissement :<\/strong> En plus des int\u00e9r\u00eats, vous devez \u00e9galement envisager le remboursement du capital emprunt\u00e9. Habituellement, la dette hypoth\u00e9caire doit \u00eatre r\u00e9duite \u00e0 environ deux tiers du prix d&rsquo;achat apr\u00e8s une p\u00e9riode d\u00e9termin\u00e9e, comme 15 ans ou au moment de la retraite.<\/p><\/li><li><p><strong>Charges :<\/strong> Les charges comprennent les d\u00e9penses telles que l&rsquo;eau, l&rsquo;\u00e9lectricit\u00e9, les ordures, le chauffage, etc. Pour le calcul de la capacit\u00e9 financi\u00e8re, elles sont g\u00e9n\u00e9ralement estim\u00e9es \u00e0 environ 1 % du prix d&rsquo;achat.<br \/><br \/><\/p><\/li><\/ol><p>En prenant en compte ces \u00e9l\u00e9ments, vous pouvez mieux \u00e9valuer votre capacit\u00e9 \u00e0 g\u00e9rer financi\u00e8rement l&rsquo;achat d&rsquo;une propri\u00e9t\u00e9 et prendre des d\u00e9cisions \u00e9clair\u00e9es.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-a401f9d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a401f9d\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1e3da37\" data-id=\"1e3da37\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d36326d elementor-widget elementor-widget-text-editor\" data-id=\"d36326d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>Comment calcule-t-on le montant d&rsquo;une hypoth\u00e8que ?<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-980392a elementor-widget elementor-widget-text-editor\" data-id=\"980392a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Pour calculer le montant d&rsquo;une hypoth\u00e8que, on d\u00e9duit la part des fonds propres, qui est g\u00e9n\u00e9ralement d&rsquo;au moins 20%, du prix d&rsquo;achat total.<\/p><p><strong>Exemple:<\/strong><\/p><ul><li><p><strong>Prix d\u2019achat:<\/strong> CHF 1&rsquo;000\u2019000.\u2013<\/p><\/li><li><p><strong>Fonds propres:<\/strong> CHF 200&rsquo;000.\u2013 (20%)<\/p><\/li><li><p><strong>Hypoth\u00e8que:<\/strong> CHF 800&rsquo;000.\u2013 (80%)<\/p><\/li><\/ul><div>Par cons\u00e9quent, dans cet exemple, le montant de l&rsquo;hypoth\u00e8que s&rsquo;\u00e9tablira \u00e0 CHF 800&rsquo;000.-.<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-84c625c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"84c625c\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-da33035\" data-id=\"da33035\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c05584b elementor-widget elementor-widget-text-editor\" data-id=\"c05584b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Financement hypoth\u00e8caire\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8992c72 elementor-widget elementor-widget-text-editor\" data-id=\"8992c72\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Nos experts et planificateurs financiers sp\u00e9cialis\u00e9s en financement hypoth\u00e9caire et en planification financi\u00e8re sont disponibles pour r\u00e9pondre \u00e0 vos questions.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-b2d5aff elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"b2d5aff\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-02cb527\" data-id=\"02cb527\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cb7582f elementor-widget elementor-widget-text-editor\" data-id=\"cb7582f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Froidevaux Immobilier SA<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3355e7 elementor-widget elementor-widget-text-editor\" data-id=\"f3355e7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Boulevard de Grancy 32, 1006 Lausanne<br \/>info@froidevaux-immobilier.ch<br \/>021 510 33 33<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3610b1a\" data-id=\"3610b1a\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-e3f2629 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e3f2629\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-d72e7f0\" data-id=\"d72e7f0\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-16d90db elementor-widget elementor-widget-text-editor\" data-id=\"16d90db\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Contactez-nous pour toute question sur le financement hypoth\u00e9caire.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9589ed elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"a9589ed\" data-element_type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Suivant&quot;,&quot;step_previous_label&quot;:&quot;Pr\\u00e9c\\u00e9dent&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"Nouveau formulaire\" action=\"\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"10499\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"a9589ed\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Pr\u00e9nom*\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Nom*\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-field_940c874 elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[field_940c874]\" id=\"form-field-field_940c874\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"T\u00e9l\u00e9phone*\" required=\"required\" aria-required=\"true\" pattern=\"[0-9()#&amp;+*-=.]+\" title=\"Only numbers and phone characters (#, -, *, etc) are accepted.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-field_e6aa992 elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[field_e6aa992]\" id=\"form-field-field_e6aa992\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Email*\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-textarea elementor-field-group elementor-column elementor-field-group-message elementor-col-100\">\n\t\t\t\t\t<textarea class=\"elementor-field-textual elementor-field  elementor-size-sm\" name=\"form_fields[message]\" id=\"form-field-message\" rows=\"4\" placeholder=\"Adresse\"><\/textarea>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_6f52123 elementor-col-25\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_6f52123]\" id=\"form-field-field_6f52123\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"NPA\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_5bf625a elementor-col-75\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_5bf625a]\" id=\"form-field-field_5bf625a\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Localit\u00e9\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button type=\"submit\" class=\"elementor-button elementor-size-sm\">\n\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Send my request<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Calculateur d\u2019hypoth\u00e8ques Calculateur de pr\u00eat hypoth\u00e9caire en ligne, d\u00e9couvrez votre capacit\u00e9 d&rsquo;achat. Combien co\u00fbte mon hypoth\u00e8que ? Calculer votre capacit\u00e9 financi\u00e8re. Avec notre calculateur hypoth\u00e9caire, vous pouvez ais\u00e9ment et rapidement \u00e9valuer si l&rsquo;achat de votre prochain bien immobilier est \u00e0 votre port\u00e9e. Cet outil, simple, rapide et gratuit, est offert en partenariat avec notre partenaire [&hellip;]<\/p>","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-10499","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/froidevaux-immobilier.ch\/en\/wp-json\/wp\/v2\/pages\/10499","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/froidevaux-immobilier.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/froidevaux-immobilier.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/froidevaux-immobilier.ch\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/froidevaux-immobilier.ch\/en\/wp-json\/wp\/v2\/comments?post=10499"}],"version-history":[{"count":58,"href":"https:\/\/froidevaux-immobilier.ch\/en\/wp-json\/wp\/v2\/pages\/10499\/revisions"}],"predecessor-version":[{"id":10908,"href":"https:\/\/froidevaux-immobilier.ch\/en\/wp-json\/wp\/v2\/pages\/10499\/revisions\/10908"}],"wp:attachment":[{"href":"https:\/\/froidevaux-immobilier.ch\/en\/wp-json\/wp\/v2\/media?parent=10499"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}